Debt Recovery

McKenzie Lawyers provides a total solution to our clients for all debt recovery needs against individuals and corporations, and prides itself on delivering prompt, efficient, simple and cost-effective solutions for our clients.

McKenzie Lawyers’ Debt Recovery team has provided debt collection services for major corporations, insurers, shipping companies, company liquidators, bankruptcy trustees, strata managers and private litigants. Our matters are conducted through the Local, District, Supreme and Federal Courts.

  • Issuing Claims in all Court jurisdictions;
  • Recovering arrears and advising on processes to minimise arrears;
  • Striking out of unmeritorious defences;
  • Large scale commercial recoveries;
  • Outstanding debt matters, from the initial letters of demand to handling bankruptcy actions against individuals
  • Issuing enforcement proceedings to recover debts;
  • Issuing Creditors’ Statutory Demands for the Payment of Debts;
  • Issuing Bankruptcy Notices and subsequent sequestration proceedings, Warrants of Execution, and Garnishee Orders;
  • Negotiating commercial resolutions to debt disputes


McKenzie Lawyers offers a Fixed Fee (all cost inclusive) Arrangements for the undefended debt recovery service (undefended matters only).

More importantly, in most cases you will be able to recover all your costs from the other side.

Other reasons for choosing McKenzie Lawyers include:
  • Our experience – When it comes to debt recovery, experience counts. Simply look at our track record and you will know we mean business.
  • Fast – Upon receiving your instructions we will be in a position to issue a letter of demand within 24 hours
  • Cost effective –
    • No double handling – When it comes to debt recovery, the last thing you want is to waste more money in engaging a debt collector for the pre-litigation process. McKenzie Lawyers offers a one-stop shop for debt recovery from pre-litigation recovery attempts to obtaining judgment and enforcement of the judgment
    • No commissions – Unlike some debt collectors, we do not charge any commissions upon successfully recovering the debt.
  • Our service – With McKenzie Lawyers you can be assured of our high quality service. We undertake to keep you informed of the recovery progress and respond to all enquiries within the same business day.

Debt Recovery Diagram

Fee Arrangements

Pre-litigation cost

  1. Issuing Letter of Demand – $50 + GST

Commencing proceedings:

  1. Issuing Statement of claim
Debt Value Our Fixed Fee
$1 - $1,000 $250 + GST
$1,001 - $5,000 $400 + GST
$5,001 - $20,000 $550 + GST
$20,001 - $60,000 $700 + GST
$60,001 - $80,000 $850 + GST
$80,001 - $100,000 $950 + GST

2. Entering Default Judgement

Debt Value Our Fixed Fee
$1 - $1,000 $100 + GST
$1,001 - $5,000 $200 + GST
$5,001 - $20,000 $300 + GST
$20,001 - $60,000 $400 + GST
$60,001 - $80,000 $500 + GST
$80,001 - $100,000 $600 + GST

Enforcement of Judgement

  1. Sheriffs Execution of Judgement
    1. Preparation of a Writ for Property – $250.00
  2. Examination of Debtor
    1. Preparation of examination notice – $200.00
    2. Attendance at Examination in Court – $300.00
  3. Garnishee debtor’s bank account or wages
    1. Preparation of Garnishee order – $250.00

Bankruptcy or Winding-Up Proceeding

The cost of commencing a bankruptcy or winding up proceeding is to be confirmed later in the enforcement proceeding as the cost will depend on the complexity of the matter.

Our Track Record

We have acted for and successfully assisted mercantile agencies, insurers and shipping company in recovering their debts in all jurisdictions.

Below is a snapshot of some of those matters that we have obtained a successful outcome for our clients:

HP Mercantile Pty Limited v Dominic Marinelli; HP Mercantile Pty Limited v Mario Turco; HP Mercantile Pty Limited v Victor Turco [2008] NSWDC 118 –

Turco v HP Mercantile Pty Ltd; Marinelli v HP Mercantile Pty Ltd; Turco v HP Mercantile Pty Ltd (No 2) [2009] NSWCA 209 (20 July 2009) –

Barbara Mergler v HP Mercantile Pty Limited Pty Limited [2006] NSWSC 179 –

Thomas v HP Mercantile Pty Ltd [2008] NSWCA 308 –

Ivan Charles Price and 1 ORS V H.P. Mercantile Pty Limited [2007] NSWSC 632 –

HP Mercantile Pty Ltd v V Turco and Marinelli & M Turco [2010] FMCA 114 –

HP Mercantile Pty Ltd v V Turco, Marinelli & M Turco (No.2) [2010] FMCA 149 (19 March 2010) –

Call Us Now

If you need a lawyer to help you recover a debt, let McKenzie Lawyers help you through this tough time. With our experience, speed, and fixed fee arrangement for undefended cases, McKenzie Lawyers will recover your money as soon as possible.

Call McKenzie Lawyers today or fill out our Online Debt Recovery Enquiry Form.